Business Insurance
Ready for Anything
Azzurro Insurance offers a wide variety of high-quality and fully customizable insurance packages and solutions for all of our client's insurance needs.
Commercial Property Insurance
Commercial property insurance is used to cover any commercial property. It protects commercial property from such perils as fire, theft, and natural disaster. A variety of businesses, including manufacturers, retailers, service-oriented businesses, and not-for-profit organizations carry commercial property insurance. It is generally bundled together with other forms of insurance, such as commercial general liability insurance.
General Liability Insurance
Commercial general liability (CGL) is a type of insurance policy that provides coverage to a business for bodily injury, personal injury, and property damage caused by the business’s operations, products, or injuries that occur on the business’s premises.
Business Owner's Insurance
A business owner policy (BOP) combines protection for all major property and liability risks in one insurance package. This type of policy assembles the basic coverages required by a business owner in one bundle. A BOP typically protects business owners against property damage, peril, business interruption, and liability.
Lessor's Risk Insurance
Lessor’s risk only (LRO) is a type of small business insurance for commercial landlords. It protects you in case one of your tenants sues you for property damage or injuries sustained in your building. The coverage, also known as landlord insurance, is designed for owners of commercial property, such as apartment buildings, retail complexes, office space, warehouses, and other building types.
Commercial Auto Insurance
Commercial auto insurance is essential to protect your business from unexpected expenses if you or your employees are involved in an accident. Whether you have a single work truck or a small fleet of delivery vehicles, your commercial car insurance policy can provide coverage up to your policy limit.
Error & Omission Insurance
Errors and omissions insurance (E&O) is a type of professional liability insurance that protects companies, their workers, and other professionals against claims of inadequate work or negligent actions. Anyone who provides a service requires E&O insurance including financial services, insurance agents, doctors, lawyers, and wedding planners.
Workers' Compensation Insurance
Workers' compensation is a government-mandated system that pays monetary benefits to workers who become injured or disabled in the course of their employment. Workers' compensation is a type of insurance that offers employees compensation for injuries or disabilities sustained as a result of their employment.
Flood Insurance
Flood insurance is a type of property insurance that covers property for losses sustained by water damage specifically due to flooding caused by heavy or prolonged rain, melting snow, coastal storm surges, blocked storm drainage systems, or levee dam failure.
Excess/Umbrella Insurance
Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. Umbrella insurance can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations.
Cyber Liability Insurance
Cyber liability insurance policies protect companies from hackers and other individuals or groups who may gain access to company-stored personal identifying information. The coverage policy may protect companies from losses that result from data breaches or confidential data loss. Purchasing cyber liability insurance coverage can help a business recover from the financial and regulatory burdens that security breaches can create.
Liquor Liability Insurance
Liquor liability insurance helps protect a business that sells, serves, or distributes alcohol. This type of business insurance can help cover claims of bodily injury or property damage that an intoxicated person causes after a company served them alcohol. If your business makes, sells, distributes, or serves alcohol to customers, you’ll want to get liquor liability insurance.
Builder's Risk Insurance
A builders risk coverage form is an insurance policy that covers residential and commercial structures while they are under construction or being remodeled or renovated. The coverage form provides protection against losses on the building, equipment, and supplies, but not to accidents on the job, the land, scaffolding, and theft.
No matter your personal circumstances, Azzurro Insurance has the right insurance plans for your Business.